What Is FHA Spot Approval? | Pocketsense – Many states have hundreds of condominium projects. FHA maintains a database of approved condominium projects to allow lenders the option of providing a "spot approval" when approving an FHA loan in a condominium development that had not received FHA approval. As of Feb. 1, 2010, FHA eliminated the spot loan approval process.
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Check with the HOA to determine if any lawsuits are pending against the community and ask whether the community has been approved by the FHA, as most conventional lenders follow the lead of the FHA.
PDF CONDOMINIUM PROJECT APPROVAL and PROCESSING GUIDE – Condominium project approval can be issued by FHA staff or by an FHA-approved mortgagee. Mortgagees meeting defined eligibility requirements are authorized to review condominium documentation, determine project eligibility and certify to compliance with section 203(b) of the NHA and 24 CFR parts 203 of FHA’s regulations.
The FHA Map Site – The FHA Approved Condo Map – The only interactive map of FHA Approved Condominiums in the US. Get up to date information including condo ID, FHA Concentratoin, Descriptions and More.
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6+ Fha Condo Approval Checklist [PDF] – Fha Condo Approval Checklist. Don’t start before consulting a fha condo approval checklist! Download variety of fha condo approval checklists right now below. Updated: 29th June 2018. 1.
Apply For Fha Home Loans How to Apply for FHA 203k Home Improvement Loan – FHA 203k loans are slightly different than a traditional FHA loan. For a 203k loan, your total loan amount can be up to 110% of your projected value once work has been done on the home. Have questions about how to apply for an FHA 203k Home Improvement Loan? Contact a.